top of page

Want a variety of experiences in one job? As a Business Analyst at Capital One you’ll have the opportunity to explore a variety of different functions and teams throughout the two-year Analyst Development Program. Keep reading to learn more about Nick Karnovsky’s ’19 typical day as a Business Analyst at Capital One, a Fortune 100 company with over 90 million consumers!


 

At Capital One, we’re building a leading information-based technology company

 

I begin my day by hopping on the Metro, DC’s subway system, for a short ride to Capital One’s headquarters right outside the District in McLean, Virginia. I love starting my day with the Metro: the trip gives me a chance to listen to a podcast and unwind before I begin my day. I normally make it to the office around 9.a.m., but I know plenty of people who have a slightly earlier or later schedule. Capital One’s tech culture allows for some flexibility in my workday as long as I’m still able to finish all of my projects.


Once I’m at my desk I’ll typically check a few emails before we do our morning stand-ups. These morning stand-ups, as we call them, allow my managers and direct teammates to talk about our daily priorities. Capital One embraces a collaborative, communicative way of work, and I’ve found that our morning stand ups frame the day with these values. By the time I’ve checked my emails, settled into the office and met with my team it’s probably around 10 a.m. I might go into the kitchen and grab a coffee or a snack (free, of course!) and jump into my individual work.





While my work will vary based on the team, typically it does have a strong analytical component. The project I’m currently working on requires a lot of Python, and while I did take CS50, I’m no coding expert! Since I’m not super familiar with Python, I’ve been working closely with some of the data science partners. Even though I have needed to learn some Python for this project, there are plenty of tools and resources available to brush up on my coding skills, so learning this skill actually is not overwhelming.


After completing my basic analytical work I will typically take my key insights and distill them into a couple PowerPoint slides. This is where strong storytelling is necessary, since I have to translate relatively complex analysis and assumptions into a digestible format for someone who hasn’t been working on the project at the same level of detail. Being a business analyst is straddling these two skill sets of being able to derive insights and use them to tell a story. So, while specific projects will change, you will have opportunities to develop quantitative and interpersonal skills.


Being a business analyst is straddling these two skill sets of being able to derive insights and use them to tell a story.

By this time it’s normally around 1 p.m. when I’ll head down to the Cafe to grab lunch with other colleagues. The Analyst Development Program alone has around 200 people in it, so I’ll always have someone to eat and hang out with. I typically eat downstairs at the Capital One Cafe with the other recent grads, where you can get anything from a burrito bowl to Ethiopian food or a good slice of pizza. We’ll typically chat and unwind for our 30-minute lunch break, but if we have extra time we might hang out and play a quick game of ping pong before heading back upstairs to work.


Once I get back to my desk it’s time to start heading to my afternoon meetings. I will usually first have my partner team meeting. The partner team meetings are an opportunity for me as a Business Analyst to have conversations directly with senior leadership about my project. For most projects, we are thinking about the strategy for all the steps of the process: from how we create a new product to how we market and launch it. Having that face time with partners across various functions of Capital One allows me to meet senior leadership and also learn how they think about strategy for the company. After partner team meetings, I’ll probably meet with my direct manager and some coworkers to start brainstorming how to approach different analyses that we need to finish. Everyone at Capital One looks forward to these sessions — they are a space where we can have banter and healthy debate about the different ways to approach these complex models. The assumptions of the model, what we should highlight, and what’s important are the types of big picture questions we ponder during these sessions.


Having that face time with partners across various functions of Capital One allows me to meet senior leadership and also learn how they think about strategy for the company.

It's nearing 5 p.m. and my meetings have just wrapped up. I close the day by finishing any work and catch up on emails that I may have missed throughout the day. People may ask for specific data points or have questions about an analysis I worked on, so I will make sure to respond to those requests before the day ends. Around 5:30 I head out, hopping on the Metro with some other analysts on our way to relax at a happy hour or restaurant in the District.





Join Us


One in three United States residents have a Capital One credit card. But Capital One isn’t just a credit card company. Dedicated to creating their own programming and technology, Capital One is at the intersection of groundbreaking infrastructure in both finance and technology. Thus, the question isn’t what you can do at Capital One, but rather how you want to do it. From coding in Python to working on internal strategy cases, I’ve found that every possible opportunity is available.


The question isn’t what you can do at Capital One, but rather how you want to do it. From coding in Python to working on internal strategy cases, I’ve found that every possible opportunity is available.

The Analyst Development Program (ADP) takes advantage of the diversity of experiences in Capital One by rotating each analyst through three functions in two years. At each function, Analysts work with a new team and learn a different skill set that increases the breadth of work experience without ever leaving Capital One. The transition to different roles is made easier by the huge support system for the APD. There is also a strong Harvard presence, so it has been easy for me to connect with more senior coworkers.


But while the APD is what brings analysts to Capital One, the Capital One culture is what keeps them there. Capital One is a 50,000+ person company, but no matter which campus you are on the Capital One culture is pervasive. Regardless of the function you are working in, the tech-like casual culture and collaboration remains present. It is always easy to ask for help, and you aren’t expected to know everything immediately. My experience at Capital One has been incredible — I’ve met so many talented, driven people and I cannot wait to see where the role leads me next.


Interested in working for Capital One?





While navigating the investment banking industry can be difficult sometimes, there is a variety of resources available online to help you succeed. To help, we've compiled a list of free resources to fit your every need, whether you're preparing for the recruitment season or are interested in learning more about investment banking in general.


Looking to gain more insight into what investment banking is? Check out these resources for some general information:


Find more information about top recruiters in the industry and their opportunities for students here:


There are numerous online and print resources that are available to help you prepare for interviews. These resources include common interview questions and suggested answers, as well as basic finance fundamentals to help you nail the technical questions. Here are a few that students have found helpful:


Choose the ones that work best for you! Beyond online and print readings, your most valuable resources are friends and people in your network who are often more than willing to guide you through the process.


 

These are some of the ways Harvard students studied and prepared for their interviews:


Make your own study guide and practice.

“Just read all the threads that are like "100 most asked questions in IB interviews." Make your own study guide with sample answers. Rehearse your answers. Have a cohesive story of why you want to be an investment banker. Do you love finance? Then why aren't you in any finance clubs? Be able to answer all of these.”

- Analyst at Truist, Harvard Class of 2019


Don't underestimate behavioral questions.

“The M&I 400 Guide is a great resource. This guide is pretty comprehensive, so I didn't study other guides in great depth. I've also heard good things about the Vault Guides but can't personally attest to them. In general, I think nailing the behavioral questions is more important than mastering the technicals--your responses to the behavioral questions tell the interviewer who you are as a person, which is obviously crucial in the hiring process. I personally don't think it's the end of the world if you miss a technical or two because these things can be learned quickly.”

- Intern at BofA, Harvard Class of 2021


Run through interviews with a friend.

“I studied the basic and intermediate portions of the WSO technical interview guide for the technicals which was helpful. Some of the on-campus networking events have technical prep components which is a great resource. Also, what really helped me was talking to an upperclassmen friend who had gone through the same process. She supported me throughout the whole process, going over my elevator pitch, resume, etc.”

- Intern at Citibank, Harvard Class of 2021


Be able to talk about why you're choosing IB.

“The 400 Investment Banking Interview Questions & Answers You Need to Know is pretty helpful and covers a pretty wide range of both behavioral and technical interview questions. It's helpful to read even just for getting a better understanding of what kind of people are suitable for IB and what kinds of skills the job may demand.”

- Intern at BofA, Harvard Class of 2021


Many firms come to Harvard to recruit students—take advantage of these opportunities! Here is a general overview of how this process works.


Information Sessions

Numerous companies will come to Harvard to host information sessions, usually at The Charles Hotel or the Sheraton Commander. You can look at the OCS calendar to see when firms come to campus. Usually it is in the late fall/early spring. This is your chance to learn more about the company, meet some people who work there, and ask any questions you may have about the firm or recruiting process. Make sure to try to have a few conversations with a handful of people so you can follow up as the recruiting process progresses. Most importantly, send thank you emails to people you meet.


Coffee Chats

A majority of firms that come to Harvard will host coffee chats. Usually, you have to register or apply beforehand. The company will select you, either on a first-come-first-serve basis or based on a resume screen, to have a one-on-one coffee chat with someone in the division of the company you are interested in. This is your opportunity to ask whatever questions you may have. These could be questions to learn more about the industry, the internship program, what a day in the life is like, or any higher level questions you may have. Again, always remember to follow up with the person you talk to and send a thank you email


Networking

Take advantage of the Harvard alumni network. Most likely, there will be a Harvard alumni working at the firm you are applying to. Ask to quickly chat sometime to learn more about their experience at the firm. Networking is essential because there are thousands of applicants to these firms every year—if analysts have never talked to you before, you are just another name in the pile.



 

Here are some helpful tips from Harvard students who have been through the process regarding recruiting specifically at Harvard. A common theme we found is that the most helpful resources are your upperclassmen friends. Be sure to reach out as they are all super willing to help!


Use coffee chats to ask questions in a one-on-one context.

“Going to all the networking and info sessions (even if you don't get much out of it, but just getting your name on the attendance list and acquiring a few email addresses to hit up later). Coffee chats were slightly helpful because it was one-on-one time for me to ask questions directly to an analyst. Getting an upperclassman mentor, formal or informal, to whom you can ask any and all questions because they went through the same process themselves.”

- Intern at BofA, Harvard Class of 2021


“Coffee chats were super helpful! It was a good way to get to know people at the firm in a natural way, and the people you meet at coffee chats can put you in touch with other people at the firm, to help you grow your network there.”

- Intern at elite bulge bracket firm, Harvard Class of 2021


Talk to upperclassmen who have been through the process.

“Recruiting can definitely be overwhelming and intimidating at first! The most valuable thing that I did on campus while recruiting was talking to upperclassmen who had already gone through recruiting/internships in fields that I was interested in. I learned a ton from these conversations-- not only did they explain what the actual recruiting process was like, but they also proofread my resume and helped me craft thoughtful responses to the typical interview questions.
I can't stress how pivotal upperclassmen mentorship was to my personal recruitment process-- don't be afraid to reach out! There are so many pre-professional organizations where you can meet upperclassmen who have recruited in the industries you're interested in, but you can also meet them through classes, house community, etc.”

- Intern at BofA, Harvard Class of 2021


Find your cultural fit at networking events.

“Going to networking events (coffee chats, dinner, etc.) and talking to people were really helpful in allowing me to get to know the people and seeing if it was a good fit.”

- Intern at Citibank, Harvard Class of 2021

“Connecting with alumni/full-time analysts was probably the most helpful thing I did. Most people are more than willing to chat about their experience at their respective bank. Those conversations are important for figuring out whether or not IB and/or their firm is a good fit for you. They generally have a lot of relevant insight to share since they were in the same place as you not too long ago.”

- Intern at BofA, Harvard Class of 2021

Featured Employers

McMaster-Carr

Williams Companies

Industry Guides

Standard_lower_res_edited_edited_edited.

Career Guide

by The Crimson Brand Studio

A Harvard Crimson site

University Daily since 1873

bottom of page